What We Do
- We are recognised experts in the organisation of private wealth to deliver benefits planned with our clients, in the forms and at the times they most value
- The solution requires complete and continuous integration of holistic financial planning and defined-outcome investing
- We think of this as ’goal-based wealth management’
- We believe it is what private wealth most needs and clients most value when they find it, but it is also extremely hard to find
Goal-based wealth management
If you have money to invest that needs to be organised in a portfolio, you look for a portfolio manager. If you have goals in life that need money to satisfy them, you look for a financial planner. But suppose you realise that, actually, the goals and portfolios should go together, with a single adviser?
With goal-based wealth management, they would. Every client would have one or more portfolios, each designed uniquely to deliver specific quantified outcomes, as defined by the client, for a particular purpose. If any two clients had the same portfolio, it would only be because the goals happened to be defined alike. Progress would be measured forwards, towards outcomes, rather than just backwards, at what has happened.
Goal-based wealth management is what we do at Fowler Drew. Because it did not exist in the private wealth market, we needed to create it. We did this by combining
- the best of outcomes-focused financial planning for wealthy individuals
- the most appropriate institutional investment techniques for delivering planned outcomes.
The two are completely integrated in our processes and our skills and qualifications.
