In the financial services industry the term ‘Independence’ really means something to customers when it has an economic definition. Sadly, RDR has moved so far from economic logic as to render the term useless.
read more Commentary by Stuart FowlerThe FSA does not understand structured products with capital guarantees. Because it does not do product regulation, the market now faces a wave of complaints but with no proper basis for determining misselling.
read more Commentary by Stuart FowlerIndustry readers may be interested in our reponse to the FSA consultation paper on the Retail Distribution Review. We voice concerns the new standards of independence will catch some good guys out as well as the bad guys.
read more Commentary by Stuart FowlerTo understand the banking crisis, follow the money.
read more Insights by Stuart FowlerHigh Street banks dominate the first list of firms named and shamed by the Financial Ombudsman Service.
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