We answer the question by analysing where our clients came from, why they talked to us and what we changed. We measure the changes in terms of capital efficiency: maximising the benefits they sought from wealth and avoiding wasteful costs.
read more Insights by Stuart FowlerCGT at 28%, if total income and gains exceed the higher-rate income tax threshold, is not as bad as feared but is still an important influence on investment decisions
read more Commentary by Stuart FowlerOur post on likely CGT changes played down the chance of a jump in the rate with no benefit of taper or inflation reliefs but the Tory right fear the worst.
read more Commentary by Stuart FowlerAdapting Conservative tax policies to Lib-Dem’s fantasy politics means we face an unnecessary and counter-productive reversal of one of Gordon Brown’s most progressive reforms that had simplified CGT, cut the rate and probably maximised the tax take.
read more Commentary by Stuart FowlerThe Retail distribution Review (RDR) is perversely increasing the advice gap and it has left the industry to come up with proposals to plug it.
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